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	<title>Comments on: how much will my credit score go up after 6 mo. good payment?</title>
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	<link>http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/</link>
	<description>Credit Help</description>
	<lastBuildDate>Mon, 21 Sep 2009 15:43:43 +0000</lastBuildDate>
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		<title>By: Heretohelp</title>
		<link>http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/comment-page-1/#comment-12</link>
		<dc:creator>Heretohelp</dc:creator>
		<pubDate>Fri, 28 Aug 2009 18:19:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/#comment-12</guid>
		<description>&lt;a href=&quot;&quot;&gt;Abram&lt;/a&gt;


not  too much  .. paying 6  months  good payment is  a plus to your credit report .. 
jus telling the  whole  chart  
Credit scorePercentage
499 and below2 percent
500-5495 percent
550-5998 percent
600-64912 percent
650-69915 percent
700-74918 percent
750-79927 percent
800 and above13 percent

FICO is the best-known credit scoring system in the United States.
Based on the information in your credit report, your FICO score is calculated using complex, proprietary formulas that weigh the amount of debt you carry relative to your available credit, the timeliness of your payments, the type of debt you carry, and a great many other factors to assign you a credit score between 300 and 850.
The top 20% of credit profiles receive a score over 780 and the lowest 20% receive scores under 620. Lenders use your credit score to assess your credit risk, or the likelihood that you will default on a loan and offer the best -- or lowest -- interest rates to credit applicants with the highest scores..
for more info          
i hope i helped !!
thanks  bye tc</description>
		<content:encoded><![CDATA[<p><a href="">Abram</a></p>
<p>not  too much  .. paying 6  months  good payment is  a plus to your credit report ..<br />
jus telling the  whole  chart<br />
Credit scorePercentage<br />
499 and below2 percent<br />
500-5495 percent<br />
550-5998 percent<br />
600-64912 percent<br />
650-69915 percent<br />
700-74918 percent<br />
750-79927 percent<br />
800 and above13 percent</p>
<p>FICO is the best-known credit scoring system in the United States.<br />
Based on the information in your credit report, your FICO score is calculated using complex, proprietary formulas that weigh the amount of debt you carry relative to your available credit, the timeliness of your payments, the type of debt you carry, and a great many other factors to assign you a credit score between 300 and 850.<br />
The top 20% of credit profiles receive a score over 780 and the lowest 20% receive scores under 620. Lenders use your credit score to assess your credit risk, or the likelihood that you will default on a loan and offer the best &#8212; or lowest &#8212; interest rates to credit applicants with the highest scores..<br />
for more info<br />
i hope i helped !!<br />
thanks  bye tc</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Pete</title>
		<link>http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/comment-page-1/#comment-11</link>
		<dc:creator>Pete</dc:creator>
		<pubDate>Tue, 25 Aug 2009 10:16:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/#comment-11</guid>
		<description>&lt;a href=&quot;&quot;&gt;Rowan&lt;/a&gt;


?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.com</description>
		<content:encoded><![CDATA[<p><a href="">Rowan</a></p>
<p>?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service &#8211; credit-report-free.totalh.com</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Heather</title>
		<link>http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/comment-page-1/#comment-10</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Tue, 25 Aug 2009 04:34:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.credithelpzone.com/how-much-will-my-credit-score-go-up-after-6-mo-good-payment/#comment-10</guid>
		<description>&lt;a href=&quot;&quot;&gt;Max&lt;/a&gt;


6 months of good payments will not result in a dramatic rise of your credit score. You might go up a few points, but you will not go up 80 points that fast. You should wait another 6 months before looking for a car. Your payment history accounts for 35% of your credit score. Your credit score is made of several different part: 35% payment history; 30% amounts owed; 15% length of credit history; 10% new credit; 10% types of credit used.

The importance of any factor depends on the overall information in your credit report.
For some people, a given factor may be more important than for someone else with a different credit history. In addition, as the information in your credit report changes, so does the importance of any factor in determining your FICO score. Thus, it&#039;s impossible to say exactly how important any single factor is in determining your score - even the levels of importance shown here are for the general population, and will be different for different credit profiles. What&#039;s important is the mix of information, which varies from person to person, and for any one person over time.</description>
		<content:encoded><![CDATA[<p><a href="">Max</a></p>
<p>6 months of good payments will not result in a dramatic rise of your credit score. You might go up a few points, but you will not go up 80 points that fast. You should wait another 6 months before looking for a car. Your payment history accounts for 35% of your credit score. Your credit score is made of several different part: 35% payment history; 30% amounts owed; 15% length of credit history; 10% new credit; 10% types of credit used.</p>
<p>The importance of any factor depends on the overall information in your credit report.<br />
For some people, a given factor may be more important than for someone else with a different credit history. In addition, as the information in your credit report changes, so does the importance of any factor in determining your FICO score. Thus, it&#8217;s impossible to say exactly how important any single factor is in determining your score &#8211; even the levels of importance shown here are for the general population, and will be different for different credit profiles. What&#8217;s important is the mix of information, which varies from person to person, and for any one person over time.</p>
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