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	<title>Credit Help Zone &#187; Apartment Rental</title>
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		<title>How does someone build credit without a credit card?</title>
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		<pubDate>Wed, 19 Aug 2009 05:11:46 +0000</pubDate>
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				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Apartment Rental]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Card Accounts]]></category>
		<category><![CDATA[Credit History]]></category>

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Li asked: I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit [...]]]></description>
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