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	<title>Credit Help Zone &#187; Bad Credit</title>
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		<title>My credit card balance is over 50%. How long will it take my credit score to go back up?</title>
		<link>http://www.credithelpzone.com/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up/</link>
		<comments>http://www.credithelpzone.com/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 10:13:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Card Balance]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Three Months]]></category>

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Casey asked: Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I&#8217;m over 50% of the balance, and I just learned that&#8217;s bad for credit scores. I expect to be able to pay off the purchase in the next [...]]]></description>
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		<title>How exactly does a credit card work?</title>
		<link>http://www.credithelpzone.com/how-exactly-does-a-credit-card-work/</link>
		<comments>http://www.credithelpzone.com/how-exactly-does-a-credit-card-work/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 04:16:32 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Mama]]></category>
		<category><![CDATA[Minimum Credit Line]]></category>
		<category><![CDATA[Self Hate]]></category>
		<category><![CDATA[Ya]]></category>

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indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing [...]]]></description>
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		<title>What type of credit card can I apply for and get approved with current bad credit to start rebuilding?</title>
		<link>http://www.credithelpzone.com/what-type-of-credit-card-can-i-apply-for-and-get-approved-with-current-bad-credit-to-start-rebuilding/</link>
		<comments>http://www.credithelpzone.com/what-type-of-credit-card-can-i-apply-for-and-get-approved-with-current-bad-credit-to-start-rebuilding/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 15:51:36 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Card Account]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Lot]]></category>

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Mrs. E asked: Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was  informed that if I opened a credit card account and made the payments on time that would up my credit score.Lyric
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