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	<title>Credit Help Zone &#187; Credit Card Balance</title>
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		<title>My credit card balance is over 50%. How long will it take my credit score to go back up?</title>
		<link>http://www.credithelpzone.com/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up/</link>
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		<pubDate>Wed, 09 Sep 2009 10:13:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Card Balance]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Three Months]]></category>

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Casey asked: Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I&#8217;m over 50% of the balance, and I just learned that&#8217;s bad for credit scores. I expect to be able to pay off the purchase in the next [...]]]></description>
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		<title>How does getting credit back on your credit card work?</title>
		<link>http://www.credithelpzone.com/how-does-getting-credit-back-on-your-credit-card-work/</link>
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		<pubDate>Mon, 03 Aug 2009 10:53:00 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Credit Card Balance]]></category>
		<category><![CDATA[Credit Card Work]]></category>
		<category><![CDATA[Money]]></category>

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Philosopher asked: Let&#8217;s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a [...]]]></description>
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