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		<title>How exactly does a credit card work?</title>
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				<category><![CDATA[Credit Help Zone]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Mama]]></category>
		<category><![CDATA[Minimum Credit Line]]></category>
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indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing [...]]]></description>
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