What credit cards are made so that you are instantly approved or denied?
Filed in Credit Help Zone on Aug.29, 2009
ersan b asked:
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
Aryan
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
Aryan

August 29th, 2009 at 10:06 am
Rylee
is much harder to get a decent credit card if you had no credit history, try student load easier way for you to build up credit.
August 30th, 2009 at 2:15 am
Gonzalo
mostly all of them. they have systems where when your credit is pulled they automatically know how much they are going to give you.
I would try Captial One or Providian
September 2nd, 2009 at 4:16 am
Xzavier
If ur parents have good credit they can put u on one of there credit cards as an authorized signer and u never use it. If you leave it up there for a few months and then try and apply for one you will have good credit.
September 5th, 2009 at 12:52 am
Joaquin
Actually most of the companies allow you to apply online instantly. But you have to find the right card that you can apply for. To do this, goto the following site and find the card you want in student section and apply online. This site only has cards that you can apply and get a decision instantly. Good luck!
September 8th, 2009 at 9:55 am
Muhammad
You can apply over the phone what ever bank card you wish. And mostly every credit card company, when giving your information to them can tell you in a matter of 5 min.s whether or not you’ve been approved or denied. At one time you waited about 3 weeks before you knew, through the mail. Good Luck!
September 9th, 2009 at 4:03 am
Ellis
If you’re a student start with your existing bank. Visa and Mastercard have student card with no or low fee and interest rate featrues.
Just have a look around.
September 11th, 2009 at 5:16 am
Luis
I think you should start listening to Dave Ramsey……
September 13th, 2009 at 9:34 am
Leonard
This is the site that I found the most helpful, they have a section for student cards. You can browse the cards and see which card has the best offer. Check out the interest rates and fees. I believe some of the student cards on this site also offer rewards. And yes most of the companies will tell you as soon as you finish filling out the online application if you’ve been approved or not. Good Luck!
September 16th, 2009 at 10:00 am
Milo
Citibank consumer credit cards approve instantly online, but I don’t know about the student card offers. Some student card issuers want to verify a student’s enrollment in a university. So therefore can not be approved instantly. You are better off choosing the student card with the features you like best.
September 18th, 2009 at 7:50 pm
Miguel
Most Banks allow you to apply on the spot just go inside the person entering the info should be able to tell you your credit limit instantly and it can,t hurt to fudge on your income a little bit.
September 21st, 2009 at 3:43 pm
Fletcher
I ran a search with Instantcreditprovider.com to filter out instant credit for students.
Try: